OSHA's Safety Pays Individual Injury Estimator can help employers assess the impact of occupational injuries and illnesses on their profitability. This tool uses a company's profit margin, the average costs of an injury or illness, and an indirect cost multiplier to project the amount of sales a company would need to cover those costs. This tool is intended to raise awareness of how occupational injuries and illnesses can impact a company's profitability, not to provide a detailed analysis of a particular company's occupational injury and illness costs.

The Individual Injury Estimator will:

  • Allow users to pick an injury type from a drop-down list or to enter their workers' compensation costs
  • Prompt users for information to do the analysis, including their profit margin and number of injuries
  • Generate a report of the costs and the sales needed to cover those costs


For additional information on how the individual injury estimator works, see Background of the Cost Estimates

Note: The Cost Estimator requires JavaScript to be enabled in your internet browser. An alternate text version is also available.

If you have safety or health problems in your workplace, please contact your local OSHA Area Office or the OSHA On-site Consultation Program in your state.


This program is not a new standard or regulation, and creates no new legal obligations. It is intended to help raise employers' awareness of the impact of occupational injuries and illnesses on profitability. The average claim cost estimates used in "$afety Pays" are provided by National Council on Compensation Insurance, Inc. (NCCI). The data reflects the average cost of lost time workers' compensation insurance claims derived from unit statistical reports submitted to NCCI for policy years 2015-2017. NCCI makes no guarantees nor assumes any responsibility for the accuracy of or any results obtained through the use of the NCCI data provided through this tool. NCCI's information and data may not be used or copied in any manner except as provided in conjunction with the OSHA website tool, "$afety Pays." Information entered into the form fields is not captured by OSHA. The system is not programmed to capture or relay any information entered or calculated by the worksheet. For additional information on the data and calculations used in "$afety Pays," see Background of the Cost Estimates.